*Average annual bill cost per U.S. household is adjusted to account for % of households carrying bill: Average Monthly Bill x % of Households with Bill x 12 months per year = Average Annual Cost per U.S. Household
The most comprehensive analysis of the U.S. bill pay market
By leveraging doxo’s unique, aggregate, anonymized bill pay data, doxoINSIGHTS provides a comprehensive look into the household bill pay industry. America’s Household Bills allows users to explore this data, by category type, at the national, regional and state level.
doxoINSIGHTS by the numbers:
Statistically Significant 10M+ customers served
Geographically Diverse 97% of U.S. zip codes captured
Broad 120K unique bill providers
Deep 45 biller service categories
Household Bill Pay Market
10 Primary Bill Categories
($ In Billions)
Average annual bill cost per U.S. household is adjusted to account for % of households carrying bill.
| Household Bill | Average Bill Amount | Average Annual Cost* | % of Households |
|---|---|---|---|
| Mortgage | $1,402 | $6,730 | 40% |
| Rent | $1,300 | $4,992 | 32% |
| Auto Loan | $496 | $4,345 | 73% |
| Utilities | $362 | $3,432 | 79% |
| Auto Insurance | $209 | $2,057 | 82% |
| Health Insurance | $114 | $1,012 | 74% |
| Cable & Internet | $122 | $1,186 | 81% |
| Mobile Phone | $121 | $1,365 | 94% |
| Alarm & Security | $85 | $133 | 13% |
| Life Insurance | $85 | $261 | 25% |
doxoINSIGHTS is the most inclusive view into the cost of America’s household bills
Each year U.S. households spend over $4.46 trillion on household bills. Further, through statistical analysis of actual household payments, doxo found that Americans spend $3.35 trillion annually across ten primary bill payment categories.
We analyze payments to 45 different biller categories, and highlight the 10 most common:
- Utilities (water & sewer, electric, gas, waste & recycling)
- Cable & Internet
- Mobile Phone
- Auto Loans
- Auto Insurance
- Life Insurance
- Health Insurance
- Alarm & Security
- Housing (Rent and Mortgage)
Featured in the News
How you benefit from doxoINSIGHTS analysis of the U.S. bill pay market
doxoINSIGHTS offers a unique, aggregate, anonymized view into America’s cost of bills that hasn’t been available before:
- The extremely large sample of over 10M payers gives a more accurate view than error-prone surveys, which have size, bias, and accuracy issues.
- With 6x more payable billers than any other network and 45 different bill categories, doxo tracks a much larger set of biller payments.
doxo data also includes the percentage of households that pay certain bill types, which is important for some bill types such as Alarm & Security, where not all households choose that service.
doxo sees what users actually pay, so it’s a more accurate view into the average cost to households. All data is anonymized and aggregated prior to analysis in order to protect doxo users’ privacy.
| Largest U.S. Cities: Household Bill Pay Size & Statistics | |||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Albuquerque | Colorado Springs | Indianapolis | New York | Saint Louis | |||||||||||||||
| Atlanta | Columbus | Jacksonville | Oklahoma City | Saint Paul | |||||||||||||||
| Austin | Dallas | Kansas City (MO) | Omaha | San Antonio | |||||||||||||||
| Baltimore | Dayton | Las Vegas | Orlando | San Diego | |||||||||||||||
| Birmingham | Denver | Los Angeles | Philadelphia | San Francisco | |||||||||||||||
| Boston | Detroit | Louisville | Phoenix | San Jose | |||||||||||||||
| Charlotte | El Paso | Memphis | Pittsburgh | Seattle | |||||||||||||||
| Chicago | Fort Lauderdale | Miami | Portland | Tampa | |||||||||||||||
| Cincinnati | Fort Worth | Milwaukee | Rochester | Tucson | |||||||||||||||
| Cleveland | Houston | Minneapolis | Sacramento | Washington DC | |||||||||||||||
Discover the hidden cost of household expenses.
doxo’s exclusive dataset provides unparalleled precision compared to standard survey-based estimates of market size and consumer spend.
