*Average annual bill cost per U.S. household is adjusted to account for % of households carrying bill: Average Monthly Bill x % of Households with Bill x 12 months per year = Average Annual Cost per U.S. Household
The most comprehensive analysis of the U.S. bill pay market
By leveraging doxo’s unique, aggregate, anonymized bill pay data, doxoINSIGHTS provides a comprehensive look into the household bill pay industry. America’s Household Bills allows users to explore this data, by category type, at the national, regional and state level.
Statistically Significant 10M+ customers served
Geographically Diverse 97% of U.S. zip codes captured
Broad 120K unique bill providers
Deep 45 biller service categories
Household Bill Pay Market
10 Primary Bill Categories
($ In Billions)
Average annual bill cost per U.S. household is adjusted to account for % of households carrying bill.
| Household Bill | Average Bill Amount | Average Annual Cost* | % of Households |
|---|---|---|---|
| Mortgage | $1,402 | $6,730 | 40% |
| Rent | $1,300 | $4,992 | 32% |
| Auto Loan | $496 | $4,345 | 73% |
| Utilities | $362 | $3,432 | 79% |
| Auto Insurance | $209 | $2,057 | 82% |
| Health Insurance | $114 | $1,012 | 74% |
| Cable & Internet | $122 | $1,186 | 81% |
| Mobile Phone | $121 | $1,365 | 94% |
| Alarm & Security | $85 | $133 | 13% |
| Life Insurance | $85 | $261 | 25% |
doxoINSIGHTS is the most inclusive view into the cost of America’s household bills
Each year U.S. households spend over $4.46 trillion on household bills. Further, through statistical analysis of actual household payments, doxo found that Americans spend $3.35 trillion annually across ten primary bill payment categories.
We analyze payments to 45 different biller categories, and highlight the 10 most common:
- Utilities (water & sewer, electric, gas, waste & recycling)
- Cable & Internet
- Mobile Phone
- Auto Loans
- Auto Insurance
- Life Insurance
- Health Insurance
- Alarm & Security
- Housing (Rent and Mortgage)
Featured in the News
How you benefit from doxoINSIGHTS analysis of the U.S. bill pay market
doxoINSIGHTS offers a unique, aggregate, anonymized view into America’s cost of bills that hasn’t been available before:
- The extremely large sample of over 10M payers gives a more accurate view than error-prone surveys, which have size, bias, and accuracy issues.
- With 6x more payable billers than any other network and 45 different bill categories, doxo tracks a much larger set of biller payments.
doxo data also includes the percentage of households that pay certain bill types, which is important for some bill types such as Alarm & Security, where not all households choose that service.
doxo sees what users actually pay, so it’s a more accurate view into the average cost to households. All data is anonymized and aggregated prior to analysis in order to protect doxo users’ privacy.
| Largest U.S. Cities: Household Bill Pay Size & Statistics | |||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Albuquerque | Colorado Springs | Indianapolis | New York | Saint Louis | |||||||||||||||
| Atlanta | Columbus | Jacksonville | Oklahoma City | Saint Paul | |||||||||||||||
| Austin | Dallas | Kansas City (MO) | Omaha | San Antonio | |||||||||||||||
| Baltimore | Dayton | Las Vegas | Orlando | San Diego | |||||||||||||||
| Birmingham | Denver | Los Angeles | Philadelphia | San Francisco | |||||||||||||||
| Boston | Detroit | Louisville | Phoenix | San Jose | |||||||||||||||
| Charlotte | El Paso | Memphis | Pittsburgh | Seattle | |||||||||||||||
| Chicago | Fort Lauderdale | Miami | Portland | Tampa | |||||||||||||||
| Cincinnati | Fort Worth | Milwaukee | Rochester | Tucson | |||||||||||||||
| Cleveland | Houston | Minneapolis | Sacramento | Washington DC | |||||||||||||||
Discover the hidden cost of household expenses.
doxo’s exclusive dataset provides unparalleled precision compared to standard survey-based estimates of market size and consumer spend.
