News » Comparing mortgage payments through Youngstown, Ohio and U.S. cities

Comparing mortgage payments through Youngstown, Ohio and U.S. cities

Mahoning Matters

This article originally appeared on Mahoning Matters


Are you ready to start looking into buying a house? Should you stay local in Ohio?

How high are monthly bills and expenses for the average Ohio resident compared to other states in the U.S.?

Data shows Ohio mortgage payments are the fourth-most affordable in the U.S., according to doxo Insights’ research on U.S. household bills.


The average household in Youngstown pays $1,381 monthly, or $16,575 per year, on bills out of their income.

According to, Youngstown is among some of the most affordable cities in the U.S. to buy a house, ranking sixteenth for towns with a population over 50,000.

Neighboring cities also made the list, including Akron, Toledo, Canton, Elyria and Lorain, and even Pittsburgh.

Youngstown residents make average mortgage payments of around $747 per month. The national average for mortgage payments is now $1,321, before other household bills.

The average monthly bill for all services for Youngstown residents is about $1,381, compared to the national bill average of $2,046 for all services.


Household bills are $7,982 per year lower than the U.S. average, according to doxo Insights. Youngstown is No. 174 on the list of most expensive cities in Ohio. The cost of living in Youngstown is 32.5% lower than the national average of $2,046. The cost of living in Youngstown is 22.8% lower than the state average of $1,789. Youngstown households spend 37% of their income on household bills. Utilities are around $370 spent per month.

Suppose you’re still looking to rent a place. In that case, Youngstown’s renters are paying an average of $691, compared to the national average, which is closer to $1,191.

Visit the Youngstown Neighborhood Development Corporation for information about free one-on-one homebuyer education.