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Cost of Living in Ohio: Cities Where Household Expenses are Highest and Lowest in 2024

According to doxo’s The Cost of Bills Index™ (COBI), the average household in Ohio pays $1,870 in monthly expenses. doxoINSIGHTS compares the cost of the ten most common household bills across different regions. This includes Utilities, Cable & Phone, Mobile Phone, Auto Loans, Auto Insurance, Life Insurance, Health Insurance, Alarm & Security, Rent, and Mortgage.

The data sheds light on Ohio’s cost of living through other metrics as well. For example, the “percent of household income” data point shows what percentage of their household income residents spend on bills each month. 

By leveraging these tools, residents can gain a clearer understanding of their household expenses and optimize their financial planning.

Ohio ranks as the 39th most expensive state in the US for household bills

According to doxo’s COBI report, Ohio is ranked as the 39th most expensive state in the U.S. for household bills, making it the least expensive state for these expenses. 

At $22,434 per year, Ohio’s household expenses, on average, are 12% lower than the US average of $25,513. 

Absolute dollar amounts don’t tell the full story, however. doxo’s “Percentage of Household Income” data provides a more proportional look at bill spending in a particular location. Ohio households spend 32% of their income on bills. 

COBI helps consumers understand how much it costs to live in one area as compared to another as it relates to the most common household bills. For COBI, the number 100 represents the national average and then, states, counties and cities are assigned a number, either above or below 100, based on how they compare to the national average. The COBI for Ohio is 88.

• Average Bill Cost per Household: $1,870 per month
• Cost of Bills Index(COBI): 88
• doxoINSIGHTS State Rank: #39
• Percent of Household Income Used for Bills: 32%
• Compared to the National Average: 12% lower

Ohio Household Expenses are 12% Lower Than the National Average

The average Ohio household pays $1,870 per month in the 10 most common household bills. The least expensive of these are alarm and security bills. 

On the lowest end of the spectrum, the average monthly payment for alarm and security bills in Ohio is $76, compared to the national average of $85, making it 11% lower than average.

Monthly mortgage bills are the most significant of the 10 most common bills for Ohio residents. The average monthly mortgage payment is $1,188, compared to the national average of $1,402, making it 15% less expensive. 

Average Ohio Household Bill Spending

*Household Bill Pay Expense averages shown above reflect the ten most common bills paid, including housing (rent/mortgage).

Dublin has the highest cost of living in Ohio for household bills

Residents of Dublin pay the highest household bills in the state of Ohio, at an average of $3,116 per month. The Cost of Bills Index (COBI) for Dublin is 147, meaning the average cost of bills in this city is 47% higher than the national average.

In proportion to household income, monthly bills in Dublin makeup 32% of the average annual household income of $117,721. 

Access detailed infographics about each city or town by clicking on the hyperlinks in the “City” column in the tables below. You can also browse doxoINSIGHTS’ regional bill comparison database to see infographics about more than 4,200 cities and towns across all 50 states in the US.

10 Most Expensive Ohio Cities for Household Bills

*Household Bill Pay Expense averages shown above reflect the ten most common bills paid, including housing (rent/mortgage).

Conneaut has the lowest cost of living in Ohio for household bills

Out of 192 cities, Conneaut is the most affordable place in Ohio, with residents paying $1,317 on average for household bills, accounting for 27% of annual income of $58,823. The Cost of Bills Index (COBI) for Conneaut is 62, meaning the average cost of bills in this city is 38% below the national average. 

Struthers is the second most affordable city in Ohio, with residents paying $1,407per month on average.

Also on the list of the 10 least expensive cities in Ohio are Youngstown ($1,451), South Point ($1,458) and Fostoria ($1,477).

10 Most Affordable Ohio Cities for Household Bills

*Household Bill Pay Expense averages shown above reflect the ten most common bills paid, including housing (rent/mortgage).

Some individuals might be considering moving from a more expensive city to a less expensive one. For those making such decisions, doxoINSIGHTS can be a valuable resource. It allows consumers to compare household expenses in Ohio with average bills in various cities and states nationwide.