doxoINSIGHTS » Georgia » Cost of Living in Georgia: Cities Where Household Expenses are Highest and Lowest in 2025

Cost of Living in Georgia: Cities Where Household Expenses are Highest and Lowest in 2025

What is the cost of living in Georgia? doxo breaks down key insights about Georgia’s household expenses, with a close look into how bills differ between towns and cities across the state. 

According to doxo’s The Cost of Bills Index™ (COBI), the average household in Georgia pays $1,984 in monthly expenses. doxoINSIGHTS compares the cost of the ten most common household bills across different regions. This includes Utilities, Cable & Internet, Mobile Phone, Auto Loans, Auto Insurance, Life Insurance, Health Insurance, Alarm & Security, Rent, and Mortgage.

The data sheds light on Georgia’s cost of living through other metrics as well. For example, the “percent of household income” data point shows what percentage of their household income residents spend on bills each month. 

By leveraging these tools, residents can gain a clearer understanding of their household expenses and optimize their financial planning.

Georgia ranks as the 21st most expensive state in the US for household bills

According to doxo’s COBI report, Georgia is ranked as the 21st most expensive state in the U.S. for household bills.

At $23,808 per year, Georgia’s household expenses, on average, are 4% lower than the US median of $24,695. 

Absolute dollar amounts don’t tell the full story, however. doxo’s “Percentage of Household Income” data provides a more proportional look at bill spending in a particular location. Georgia households spend 30% of their income on bills. 

COBI helps consumers understand how much it costs to live in one area as compared to another as it relates to the most common household bills. For COBI, the number 100 represents the national median and then, states, counties and cities are assigned a number, either above or below 100, based on how they compare to the national median. The COBI for Georgia is 96.

• Median Bill Cost per Household: $1,984 per month
• Cost of Bills Index(COBI): 96
• doxoINSIGHTS State Rank: #21
• Percent of Household Income Used for Bills: 30%
• Compared to the National Median: 4% lower

Georgia Household Expenses are 4% Lower Than the National Median

The average Georgia household pays $1,984 per month in the 10 most common household bills. The least expensive of these are alarm and security bills. 

On the lowest end of the spectrum, the median monthly payment for alarm and security bills in Georgia is $63, compared to the national median of $74, making it 14% lower than the national median.

Monthly mortgage bills are the most significant of the 10 most common bills for Georgia residents. The median monthly mortgage payment is $1,505, compared to the national median of $1,775, making it 15% less expensive. 

Median Georgia Household Bill Spending

*Household Bill Pay Expense medians shown above reflect the ten most common bills paid, including housing (rent/mortgage).

Suwanee has the highest cost of living in Georgia for household bills

Residents of Suwanee pay the highest household bills in the state of Georgia, at a median of $3,054 per month. The Cost of Bills Index (COBI) for Suwanee is 148, meaning the median cost of bills in this city is 48% higher than the national median.

In proportion to household income, monthly bills in Suwanee make up 26% of the median annual household income of $139,918. 

Access detailed infographics about each city or town by clicking on the hyperlinks in the “City” column in the tables below. You can also browse doxoINSIGHTS’ regional bill comparison database to see infographics about more than 4,200 cities and towns across all 50 states in the US.

5 Most Expensive Georgia Cities for Household Bills

*Household Bill Pay Expense medians shown above reflect the ten most common bills paid, including housing (rent/mortgage).

Varnell has the lowest cost of living in Georgia for household bills

Varnell is the most affordable place in Georgia, with residents paying $874 on average for household bills, accounting for 15% of annual income of $71,197. The Cost of Bills Index (COBI) for Varnell is 42, meaning the median cost of bills in this city is 58% below the national median. 

Weston is the second most affordable city in Georgia, with residents paying $930 per month on average.

Also on the list of the 5 least expensive cities in Georgia are Louvale ($931), Morris ($945) and Nunez ($956).

5 Most Affordable Georgia Cities for Household Bills

*Household Bill Pay Expense medians shown above reflect the ten most common bills paid, including housing (rent/mortgage).

Some individuals might be considering moving from a more expensive city to a less expensive one. For those making such decisions, doxoINSIGHTS can be a valuable resource. It allows consumers to compare household expenses in Georgia with average bills in various cities and states nationwide.