America’s Household Bills

Total Bill Pay Market Size

U.S. households spend $3.87 Trillion annually on essential household bills and $3.22 Trillion on the ten most common ones.

Total Bill Pay Market Size

U.S. households spend $3.87 Trillion annually on essential household bills and $3.22 Trillion on the ten most common ones.

Avg. Monthly
Households
Average Annual Cost
Mortgage
$1,321
40%
$6,341
Rent
$1,191
33%
$4,716
Auto Loan
$467
74%
$4,147
Utilities
$351
79%
$3,327
Auto Insurance
$207
82%
$2,037
Health Insurance
$120
75%
$1,080
Cable & Internet
$118
82%
$1,161
Mobile Phone
$119
94%
$1,342
Alarm & Security
$84
14%
$141
Life Insurance
$89
26%
$278

Featured in the News

Here’s how Americans spent their stimulus checks

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Here are Americans' most common household bills

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States that paid the most on household bills

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Where our bills are highest: think coastal cities

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The most comprehensive analysis of the U.S. bill pay market

By leveraging doxo’s unique, aggregate, anonymized bill pay data, doxoINSIGHTS provides a comprehensive look into the household bill pay industry. America’s Household Bills allows users to explore this data, by category type, at the national, regional and state level.

Explore America’s Household Bills:

By The Numbers

Total Bill Pay Market Size

$3.87T
spent per year on essential household bills.

Essential Bills Market Size

$3.22T
spent per year on the 10 most common household bills.

Average Monthly Cost

$2,046
spent per month on the 10 most common household bills.

Average Yearly Cost

$24,557
spent per year on the 10 most common household bills.

Percent of Annual Income

35%
of consumers’ income per year is spent on the 10 most common household bills.

Most Expensive States

Average household bills

1
Hawaii
$3,070 per month
50.0% above national average
2
California
$2,838 per month
38.7% above national average
3
New Jersey
$2,727 per month
33.2% above national average
4
Massachusetts
$2,656 per month
29.8% above national average
5
Maryland
$2,569 per month
25.5% above national average

The most comprehensive analysis of the U.S. bill pay market

By leveraging doxo’s unique, aggregate, anonymized bill pay data, doxoINSIGHTS provides a comprehensive look into the household bill pay industry. America’s Household Bills allows users to explore this data, by category type, at the national, regional and state level.

By the numbers:

Statistically Significant

8M+
paying customers

Geographically Diverse

97%
of U.S. zip codes captured

Broad

120k
unique bill providers

Deep

45
biller service categories

Explore America’s Household Bills:

Household Bill Pay Size & Statistics — States

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWashington DCWest VirginiaWisconsinWyoming

Household Bill Pay Size & Statistics — Largest U.S. Cities

  1. Albuquerque
  2. Atlanta
  3. Austin
  4. Baltimore
  5. Birmingham
  6. Boston
  7. Charlotte
  8. Chicago
  9. Cincinnati
  10. Cleveland
  11. Colorado Springs
  12. Columbus
  13. Dallas
  14. Dayton
  15. Denver
  16. Detroit
  17. El Paso
  18. Fort Lauderdale
  19. Fort Worth
  20. Houston
  21. Indianapolis
  22. Jacksonville
  23. Kansas City, MO
  24. Las Vegas
  25. Los Angeles
  26. Louisville
  27. Memphis
  28. Miami
  29. Milwaukee
  30. Minneapolis
  31. New York
  32. Oklahoma City
  33. Omaha
  34. Orlando
  35. Philadelphia
  36. Phoenix
  37. Pittsburgh
  38. Portland
  39. Rochester
  40. Sacramento
  41. Saint Louis
  42. Saint Paul
  43. San Antonio
  44. San Diego
  45. San Francisco
  46. San Jose
  47. Seattle
  48. Tampa
  49. Tucson
  50. Washington DC
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