What to Do When You Go Over Budget

During the holidays, it’s easy to go overboard with spending. In fact, a 2021 survey by lending platform Affirm found that seven in 10 Americans acknowledged they typically overspend during the holidays. But overspending isn’t limited to the holiday season. Another recent survey by wealth management platform Personal Capital found that more than one-third of Americans felt they exceeded their budgets in 2021.

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